Expert Risk Solutions for Software and IT Companies

November 4, 2026

When a client's software fails, their customer's losses can become a lawsuit. A coding error, a missed deadline or a service outage can trigger costly financial loss claims, and as AI and cloud dependencies grow, those exposures keep expanding. General liability or cyber coverage alone may not fully address the unique risks faced by software companies.

That's where Intact Insurance comes in. Our solutions can help address coverage gaps with technology E&O and cyber built for how software companies actually work, through our Information Technology Solutions™ product.

Flexible Placement Options

  • Monoline E&O/cyber for clients seeking standalone coverage

  • Excess layers above another carrier's primary

  • A program pairing E&O/cyber with property, general liability, auto, umbrella, workers' compensation and international

Who We're Helping

SaaS providers, software developers, IT consultants, data processing firms, technology staffing firms, cybersecurity vendors, system integrators and government IT contractors.

Why Brokers Choose Intact Insurance

  • Flat organization, so you have access to an empowered decision-maker

  • Specialized underwriting led by experts focused exclusively on technology risks

  • In-house risk control including cyber risk evaluation and business continuity planning

  • Access to trusted cyber incident response vendors and partners

  • Dedicated claims support with 24/7 claims reporting

  • Solutions backed by an A+ (Superior) AM Best rating*

From startup to scale-up, we build coverage that grows with your clients. Partner with a carrier that understands the technology sector and is ready to support your next placement.

Learn more.


*Our products are backed by the financial strength of Atlantic Specialty Insurance Company, an indirect subsidiary of Intact Financial Corporation (TSX:IFC), rated A+(Superior) by A.M. Best. The ratings listed herein are as of May 22, 2025 (and are subject to change by the rating organizations).

Coverage provided and underwritten by Atlantic Specialty Insurance Company or its affiliates, 605 Highway 169 N, Plymouth, MN 55441. The materials herein are for informational purposes only. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for specific information about coverages, terms and conditions. Learn more at intactspecialty.com/disclaimer.

Latest industry insights

Industry InsightsTechnology
What Midyear Trends Are Telling Us About Cyber Risk In 2026

As organizations continue to adopt AI and expand their digital ecosystems, understanding and managing cyber risk has become increasingly complex.

In the September edition of Cyber Defense Magazine, David Chavez, Product Manager for IT Solutions, examines the trends shaping today's cyber landscape, including AI-driven threats, third-party dependencies, ransomware, and business email compromise.

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Our Technology solutions are tailored for complex risks across software, electronics manufacturing and telecommunications, including E&O, cyber and property exposures.

Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

© 2026 Intact Insurance Group USA LLC